WHAT DOES CDC FEDERAL CREDIT UNION
DO WITH YOUR PERSONAL INFORMATION?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do
What?
The types of personal information we collect and share depend on the product or
service you have with us. This information can include:
Social Security number and employment information
Account balances and payment history
Credit history and credit scores
How?
All financial companies need to share members' personal information to run
their everyday business. In the section below, we list the reasons financial
companies can share their members' personal information; the reasons
CDC Federal Credit Union chooses to share; and whether you can limit this sharing.
Reasons we can share your personal
information
Does CDC Federal Credit Union share?
Can you limit this
sharing?
For our everyday business purposes -
such as to
process your transactions, maintain
your account(s), respond to court orders and legal
investigations, or report to credit bureaus
Yes
No
For our marketing purposes -
to offer our products and services to you
Yes
No
For joint marketing with other financial companies
Yes
Yes
For our affiliates'
everyday business purposes - information about your transactions and
experiences
No
We don't share
For our affiliates'
everyday business purposes - information about your creditworthiness
No
We don't share
For our affiliates
to market to you
No
We don't share
For nonaffiliates
to market to you
Yes
Yes
To limit our Sharing
Call 404-325-3270 - our menu wil prompt you through choice(s) or
visit us online : www.cdcfcu.com
Please Note:
If you are a new customer ,we can begin sharing your information 30 days from the date we sent this notice.when you are no longer our customer,we continue to share your information as described in this notice.
However,you can contact us at anytime to limit our sharing.
Questions?
Call 404-325-3270 or go to www.cdcfcu.com
Who we are?
Who is providing this notice?
CDC Federal Credit Union
What we do
How does CDC Federal Credit Union
protect my personal
information?
To protect your personal information from unauthorized access
and use, we use security measures that comply with federal law.
These measures include computer safeguards and secured files
and buildings.
As a matter of policy,we will not ask you to provide personal information such as your a ccountnumber or PIN via mail.
How does CDC Federal Credit Union
Bank collect my personal
information?
We collect your personal information, for example, when you
Open an account or Apply for a loan
Pay your bills or use your credit or debit card
Make deposits or withdrawals from your Account
We also collect your personal information from others, such as
credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?
Federal law gives you the right to limit only
sharing for affiliates' everyday business purposes -
information about your creditworthiness
affiliates from using your information to market to you
sharing for nonaffiliates to market to you
State laws and individual companies may give you additional
rights to limit sharing.See below for more on your rights under
state law.
What happens when I limit sharing for an account I hold jointly with someone else?
Your choices will apply to everyone on the account
Definitions
Affiliates
Companies related by common ownership or control. They can
be financial and nonfinancial companies.
CDC Federal Credit Union has no affiliates.
Nonaffiliates
Companies not related by common ownership or control. They
can be financial and nonfinancial companies.
Nonaffiliates we share with can include insurance companies,direct marketing companies,non financial retailers(e.g.,Car Connection); and nonprofit organizations.
Joint marketing
A formal agreement between nonaffiliated financial companies
that together market financial products or services to you.
Our joint marketing partners include credit card
companies and insurance companies and securities broker-dealers.
